Terms of Service

Effective Date: March 23, 2026

1. Agreement to Terms

By accessing and using the 4now website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on 4now for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modifying or copying the materials
• Using the materials for any commercial purpose or for any public display
• Attempting to decompile or reverse engineer any software contained on 4now
• Removing any copyright or other proprietary notations from the materials
• Transferring the materials to another person or "mirroring" the materials on any other server

3. Disclaimer

The materials on 4now are provided on an 'as is' basis. 4now makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitations

In no event shall 4now or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on 4now, even if 4now or an authorized representative has been notified orally or in writing of the possibility of such damage.

5. Accuracy of Materials

The materials appearing on 4now could include technical, typographical, or photographic errors. 4now does not warrant that any of the materials on its website are accurate, complete, or current. 4now may make changes to the materials contained on its website at any time without notice.

6. Links

4now has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by 4now of the site. Use of any such linked website is at the user's own risk.

7. Modifications

4now may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United States, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

9. User Responsibilities

You agree to:

• Provide accurate and complete information when using our services
• Maintain the confidentiality of your account information
• Use our services only for lawful purposes
• Not engage in any conduct that restricts or inhibits anyone's use or enjoyment of the website
• Not transmit obscene, offensive, or illegal material

10. Payment Terms

If you purchase a report or service through 4now, you agree to pay the stated price. Payment must be made through the payment methods provided on our website. All sales are final unless otherwise stated.

11. Intellectual Property

The content, features, and functionality of 4now, including but not limited to all information, software, text, displays, images, video, and audio, are owned by 4now, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, and other intellectual property laws.

12. Limitation of Liability

TO THE FULLEST EXTENT PERMISSIBLE BY LAW, IN NO EVENT SHALL 4NOW BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY.

13. Contact Information

If you have any questions about these Terms of Service, please contact us at: